Roth Ira Contribution 2024 Income Limit Married Filing Jointly. If you are married and filing jointly,. Each spouse can have their own roth ira, allowing both to contribute.
The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older. Contributions begin phasing out above those amounts, and you can’t put any money into a roth ira once your income reaches $161,000 if a single filer or $240,000 if married and filing jointly.